What would you do in this situation?

After having my tubes tied at a young age after being pressured into it by mom my I’ve regretted it and finally did the search on a tubal reversal. The total I was given was $6400. My question is what are ways to come up with this kind of money? I know some people say if I can’t afford that then I shouldn’t have a baby but I don’t think saying because I don’t have 6 grand out of pocket means I don’t deserve the joy of a baby. Any advice?